Attention homeowners: Real estate appraisal services for in Milton and Norfolk County

Here are the top seven reasons MA homeowners order from Nick Morris:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to cut their mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a MA divorce, when real estate property needs to be divided
  7. To settle an estate in Norfolk county or MA by determining the true market value of real estate in question

Do you own a house in or near Milton? Do you need help determining the value of your real estate?
Contact Nick Morris.

We at Nick Morris understand the unique needs of a homeowner seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. Being a person not in the real estate business that most likely doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value conclusion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Nick Morris is veterans in helping homeowners just like you get rid of unnecessary PMI insurance.

Challenge Norfolk county's assessment of your property

Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An appraisal from Nick Morris is your best weapon when contesting your property tax assessment.

HELOC recently frozen?

If your property is close to a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. An expert appraisal from Nick Morris can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for verity, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Nick Morris can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.